As fans of alt history, just wanted to know your general opinion of which ones are more overused and which aren't.
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The 2007-2008 financial crisis was primarily caused by a housing market bubble and risky financial industry practices, leading to a collapse in mortgage-backed securities. While the events of 9/11 had economic consequences, they were not a direct cause of the crisis. The crisis would likely have still occurred without 9/11, as its roots were in long-standing housing and financial industry issues.